Virtual and physical cards
One balance, two cards. A virtual card minutes after verification, a physical card delivered to you in person.
Crypto you can spend anywhere.
Magic is a card you can pay with anywhere: in shops, restaurants and boutiques. Need cash? Withdraw it from any ATM, anywhere in the world. Top up with USDT or USDC and spend it like regular money. No exchangers, no middlemen, no bank account.
The Magic card is topped up with USDT or USDC and works like a regular payment card: online, in apps, in shops and at ATMs. Your balance is in US dollars. Start with the virtual card and order a physical one when you need it: both share one balance.
Virtual card
Issued as soon as you complete verification: the card details appear in the app within minutes. Built for online purchases, subscriptions and paying by phone through Apple Pay and Google Pay. The virtual card has no PIN and doesn’t work at ATMs.
- Issued
- Within minutes of verification
- Price
- $40
- Valid for
- 3 years
- Cards per account
- 1
- Apple Pay / Google Pay
- Yes
- PIN and ATM
- Not available
Physical card
A plastic card with a chip, contactless payment and a PIN. Works in stores, restaurants, transport and at ATMs wherever the card scheme is accepted. It shares one balance with your virtual card: top up once, pay with either.
- Price
- $250, charged to your balance when you order
- Receiving the card
- Free at the Dubai office, or delivery to another country for a separate fee, 7–14 days
- Features
- Chip, contactless, PIN
- ATM withdrawals
- Yes
- Cards per account
- 1
- Activation
- In the app, once the card arrives
- PIN
- Shown in the app
- Expiry
- Order a replacement in the app before the card expires
What you can do from the app
- Freeze and unfreeze a card in one tap. Payments are declined immediately and resume just as fast.
- View card details and the PIN of your physical card.
- Switch online payments, contactless and ATM withdrawals on or off.
- Get a push or email notification for every transaction.
- Add the card to Apple Pay or Google Pay.
- Order a replacement if a card is lost. The balance stays on your account (virtual — $40, physical — for a fee).
Virtual or physical?
| Virtual | Physical | |
|---|---|---|
| Issued | Minutes after verification | Ordered in the app, delivered in 7–14 days |
| Price | $40 | $250 |
| Online purchases | Yes | Yes |
| Apple Pay / Google Pay | Yes | Yes |
| In-store payments | By phone only | Contactless and chip + PIN |
| ATM withdrawals | No | Yes |
| Balance | Shared | Shared |
Get your card
Sign up, complete verification and your virtual card is ready. You can order the physical card from the same screen.
Get your card See fees and limits